Set the oven to 170 C/ 340 F and greased lined loaf tin 6-8 cup, lined with baking paper
Put the flour, spices, salt, baking powder and soda and the rough chopped chunks of cheese into a food processor and pulse till mixed.
Pour the dry ingredients into a bowl.
Mix the egg, milk, sour cream or yoghurt together beating the egg in well then add the vinegar . Pour in to the dry ingredients then add the melted butter.
Mix the two together with a spoon or spatula until JUST mixed. Pour into the loaf tin and bake for 50 minutes or until a skewer comes out clean. You could also pulse in the food processor till Just combined.
You can pulse the mixture together in your processor too but over mixing can result in a tough quick bread,
Use any cheese you like
I often put some grated cheese on top
You can cover the loaf with foil after about 30 minutes to stop it browning too muchServe sliced and toasted with ham or eggs or blue cheese and truffle honey!!
Make a baked breakfast strata, serve with scrambled eggs and salmon, eat with salad